There might be a minimum number of days you need to be in hospital for to be able to claim. You’ll still be able to claim for any new conditions that might come up, dependent on the policy you choose. But, if they develop one when you’ve got the policy in place, and you keep it, they will be covered. Check whether your policy includes cover for consultations, examinations, tests, x-rays, scans, medications, bandages, surgery and hospitalisation. [1]Gocompare.com introduces customers to Stickee Technology Limited which is authorised and regulated by the Financial Conduct Authority. Veterinary care can be eye-wateringly expensive but most cats and dogs will need treatment for an illness or injury at some point in their life. Check the terms and conditions of the policy to be sure. If you buy a lifetime policy when your pet’s young, and you keep renewing the policy, you’ll be covered forany chronic health problems that come up in the future. You may check this on the Financial Services Register by visiting the FCA website. **50% of people could achieve a quote of £12.55 per month for their pet insurance based on the monthly cost when paying for the policy in one annual payment, excluding any interest charged on instalment payments. The price of medical treatment will depend on the type of illness or injury, the breed of your dog, where you live and the vet you go to. What vet fees does my pet insurance cover? There’s a limit to how much you can claim for each injury or illness though. Gocompare.com Ltd. All Rights Reserved. [1]Gocompare.com introduces customers to Stickee Technology Limited which is authorised and regulated by the Financial Conduct Authority. Cover for kittens and puppies tends to start at the age of six-to-eight weeks. This can include paying legal bills if someone takes you to court or tries to sue you due to an incident involving your dog. For information on how to disable them see our cookie policy. Any pre-existing conditions won’t be covered. These policies pay out a set amount in your dog’s lifetime for each illness or injury. Cats are generally cheaper to insure than dogs and costs rise as your pet ages or if they have any pre-existing health conditions. Some lifetime policies won’t cover the animal for its entire lifetime – there might be upper and lower age limits. You can pay a higher excess to reduce the cost of your premium, although you’ll have to make sure you can afford to pay the excess when you make a claim. Some breeds can be prone to congenital and hereditary conditions. Home; Pet insurance ; Lifetime pet insurance; What is lifetime pet insurance? 1. Play and the Google Play logo are trademarks of Google LLC. There are four main types of insurance to look out for when carrying out a comparison of great deals: For all types of pet insurance policy, you’ll have to pay an excess with each claim. Pre-existing conditions aren’t covered either. There are specialist insurers that can help, though. Gocompare.com's relationship with Stickee Technology Limited is limited to that of a business partnership, no common ownership or control exist between us. Please note that you currently can’t compare multi-pet policies with us. Pet insurers tend not to insure against accidental damage in the policyholder’s home, largely because pets are temperamental and it’s difficult for underwriters to assess how well an animal has been trained.
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